3 Memberships Retirees Say Are Still Worth Paying For

Brooke BarleyMon, April 20, 2026 at 10:05 AM UTC

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Retirees are often on a fixed income, so watching what they spend is imperative.

However, there are some memberships that might actually be financially beneficial.

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Here are what retirees and financial experts recommend retirees subscribe to.

Costco

A Gold Star Membership from Costco costs $65 a year and an Executive Membership costs $130 a year. Jan Cullinane, a writer and retiree, said the price of a Costco membership is well worth it.

“​​Our house is frequently busy with visiting family and friends, and our Costco membership has been beneficial,” she shared. “The savings from items such as detergent, wine, soft drinks, batteries, water, toilet paper, paper towels, and bulk food purchases when making meals and hosting six or more people at a time is substantial.”

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Amazon Prime

One membership that covers both items and entertainment is an Amazon Prime membership, which costs $14.99 per month or $139 per year. Jeff Sleichter, the founder of Stemcode Peptides, said the membership is beneficial because of how easy it makes it to get necessary items right to your door.

“Since you have access to pretty much anything you may need, including groceries and medical supplies, a Prime membership would be highly beneficial for us as we age,” according to Sleichter. “Even if you just order a handful of things, the membership will pay for itself. With your Prime membership, you also have access to some other digital streaming and digital books at a discount.”

National Park Service Senior Pass

For retirees looking to travel more, Jake Waldrop, the co-founder of Recademics, said the best choice is the National Park Service’s Senior Pass.

“At Recademics, we specialize in providing that connection between a complex set of state regulations and a modern learning experience, like how a retiree must bridge the gap between fixed income and quality of their lifestyle,” Waldrop said. “For an initial fee of $80, you receive access to all federal recreation sites in the country for the rest of your life. Based on my years in the field, this is the best return on investment to be had for anyone above 62.”

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Source: “AOL Money”